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Multi-Currency Banking

Nano Multi-Currency Account

Hold USD, EUR, GBP, MXN, BRL and more — all in one account. Your USD deposits are deposit-protected through our banking partners, while multi-currency features unlock global payments that actually work.

$250K

USD Deposit Protected

$0

Multi-Currency Fee

0.5%

FX Conversion

24/7

Global Payments

app.nanowallet.net
Accounts Overview+ New Account
$
Primary Checking
USD

$83,350.00

Routing021000021
Account****7842
U
USDC Savings4.30% APY
24,886.00
E
EUR Account
€12,450.00
G
GBP Account
£8,200.00

One account. Multiple currencies. Zero headaches.

Base USD account is free — upgrade to Pro for multi-currency balances, instant FX, and cross-border payments via SEPA, SPEI, PIX, and FPS rails.

Get started
Hold 5+ currencies in real balances
Instant FX conversion at mid-market rates
SEPA payments to Europe
SPEI transfers to Mexico
PIX instant payments to Brazil
FPS payments to the UK
Real-time exchange rate monitoring
API access for automated FX

FX Fee Comparison

Monthly FeeWire (Dom.)Wire (Int'l)ACHCard Replace$0$15$30$45$60
Nano Pro
Wise Business
Revolut Business
Source: Live rates comparison, January 2025

Transparent FX pricing — no hidden markups

We show you the real exchange rate. Always. Most providers hide 1-3% in rate markups on top of their 'transparent' fees. We don't play those games.

0.4% FX spread — no hidden rate markup
Free incoming international transfers
Real-time rate alerts via API or mobile

Better than Wise. Cheaper than Revolut.

Feature-by-feature breakdown

FeatureNano Multi-CurrencyWise BusinessRevolut Business
Monthly fee$9/mo (Pro)$0 (pay per use)$25/mo
Deposit protectionYesYesVaries
FX conversion0.4% spread0.4-0.7%0.5-1.0%
Cross-border speedInstant settlement1-2 daysSame day
API accessFull REST APILimited APIEnterprise only

$250K

USD deposits protected by deposit protection

Your Dollar deposits are held at our banking partners, Member deposit protection, and may be eligible for deposit protection up to applicable limits through our banking partners' deposit protection programs, subject to applicable limits.

Nano Fintech, Inc. is a financial technology company, not a bank. Multi-currency balances use blockchain-secured settlement — only USD balances qualify for deposit protection protection.

app.nanowallet.net
Fund Your Account
ACH PullLink bank account1-3 days
Wire TransferDomestic & intl.Same day
USDC DepositOn-chain transfer< 2 min
Card FundingVisa / MastercardInstant
Recent Deposits
Chase ****4521ACH
+$15,000.00Completed
Wire from CorpWire
+$50,000.00Completed
0x7a3b...f29eOn-chain
+5,000 USDCSettled

Ready for multi-currency that doesn't suck?

Start with free USD account. Upgrade to Pro when you need global payments.

Open Account