The Nano Platform
Banking that actually works for you
Apply in 10 minutes. Get fund-protected accounts, instant settlement, multi-currency support, and same-day ACH — all without the fees or friction of a traditional bank.
Protected
Up to $250K per depositor
50+
Supported countries
<2s
Settlement time
$83,350.00
USDC Balance24,886.00
Built for how you bank
Tools for managing personal finances and running a business — from one account.
Personal Banking
Fund-protected accounts, instant transfers, and multi-currency support. Perfect for freelancers, remote workers, and individuals who move money globally.
Business Banking
Multi-user accounts, vendor payments, payroll, treasury management, and API access. Designed for startups, SMBs, and enterprises that need global financial infrastructure.
Open your account in 10 minutes
No branch visits. No paperwork. Apply online, get approved fast, and start using your multi-currency account right away.
Digital Dollar Wallet24,886.00 USDC
Hold dollars that work around the clock
Nano Wallet combines traditional banking with blockchain settlement — offering instant transfers, transparent fees, and a single dashboard for all your financial operations.
Nano Wallet
Platform Overview
Your money, your rules
$250K
Your deposits are protected
USD funds are held at FDIC-insured partner banks with up to $250,000 in deposit protection per depositor, per institution. USDC holdings are backed by U.S. Treasuries and cash reserves, with monthly attestation reports from independent auditors.
Learn More$83,350.00
Move money your way — no fees, no friction
ACH, wires, and instant settlement rails — all from one dashboard.
Accept payments globally
Process crypto and traditional payments with enterprise-grade infrastructure. Crypto settlements in stablecoin with 0.25% flat fee and instant finality.
RESTful API with SDKs for popular languages. Build custom integrations in minutes.
No-code solution — share a link, get paid. Perfect for invoicing and one-off sales.
Automated recurring crypto charges with intelligent retry logic and dunning management.
Real-time notifications for payment events with guaranteed delivery and retry mechanisms.
Crypto, ACH, and wallet payments unified in one beautiful checkout flow.
Everything in one place
Built into your Nano Wallet account — no add-ons needed
Simple pricing. No gotchas.
We don't believe in fine print. No monthly fees, no minimum balances, no per-transaction charges on standard features.
Personal accounts start at
$0
per month — no catches
Need more? Plus ($15/mo) and Premium ($50/mo) unlock higher limits, priority support, and advanced analytics. Business plans from $35/mo.
Meet Aura — Your Financial Co-Pilot
An intelligent assistant that understands your accounts, analyzes your spending, and executes complex financial operations through natural language. No menus, no forms — just tell it what you need.
Natural Language Commands
"Send $2,000 to John via wire" — no forms, no dropdowns. Just say what you need and Aura handles the rest.
Real-Time Financial Analysis
Instant insights into your spending patterns, cash flow trends, and portfolio allocation — powered by your actual account data.
One-Click Execution
AI generates operation preview cards with all details pre-filled. Review, confirm, and execute — all within the conversation.
Personalized Recommendations — Proactive suggestions based on your transaction history: optimize spending, reduce fees, and improve cash flow management.
Send money worldwide — in minutes
Traditional international transfers take 3-5 days and cost $25-50. Our blockchain settlement cuts that to minutes for a fraction of the cost.
Instant EUR transfers to 36 SEPA countries. Flat €0.50 fee, arrives in minutes.
Mexico (SPEI)
Send MXN 24/7 via SPEI rails. $2 flat fee, delivered instantly to any Mexican bank.
Brazil (PIX)
Real-time BRL transfers via PIX. Available weekends and holidays when banks are closed.
UK (Faster Payments)
Instant GBP transfers via FPS. £1 flat fee, no matter the amount.
How it works: You send USD → we convert to local currency via blockchain settlement → funds arrive in the recipient's local bank account. That's it.
Send hundreds of payments in one go
Upload a CSV, and we'll handle the rest — whether it's payroll to 50 countries or vendor payments across Europe. Track progress in real-time.
Try Batch TransfersCSV Upload
Drop your payment file and we'll validate recipients, check balances, and show you exactly what will be sent where.
Global Rails
Send via SEPA, SPEI, PIX, FPS, or ACH — we'll automatically choose the fastest, cheapest route for each payment.
Live Progress
Watch your batch process in real-time. Failed payments? We'll tell you why and let you retry with corrected data.
Up and running in three steps
Apply online
Fill out a short application — most accounts are approved within one business day. No branch visits required.
Fund your account
Link your existing bank via ACH, send a wire, or deposit USDC. No minimum deposit to get started.
Start banking
Set up payments, link your accounts, and manage everything from your dashboard or mobile app.
Compliance
Currently we support USDC (USD Coin) as our primary compliant stablecoin. USDC is issued by Circle and backed 1:1 by dollar reserves. We may add additional regulated stablecoins in the future.
USD funds held in your protected account are insured by the regulatory up to $250,000 through our partner banks. Stablecoin holdings are not fund-protected but are backed by transparent, audited reserves.
Conversions are instant. Your USD balance is updated in real-time after conversion, with zero fees for amounts up to $10,000/month.
Domestic wires: up to $250,000/transaction. International wires: up to $100,000/transaction. Business accounts can request higher limits through our support team.
Yes. We offer dedicated business accounts with enhanced limits, multi-user access with role-based permissions, batch ACH processing, and API integration for automated workflows.
Arcline Ventures· Technology / SaaSArcline Ventures earns $47K in yield on idle Series A capital while maintaining instant liquidity
After closing a $6.2M Series A, Arcline Ventures needed a way to earn meaningful yield on 18 months of runway without sacrificing liquidity. Nano Wallet's USDC yield wallet delivered $47K in 10 months — with no lockup periods.
Our board asked why we didn't do this from day one. Earning $47K on idle capital with zero lockup — it's the easiest financial decision we've made as a company.
Sarah Kim, CEO & Co-founder, Arcline VenturesDiscover how leading businesses leverage Nano Wallet
All case studiesReady to get started?
Open your account in 10 minutes — no branch visits, no paperwork, no minimum deposit.
Nano Wallet is a financial technology company, not a bank. Banking services are provided by our partner banks. Deposits are eligible for FDIC insurance up to $250,000 per depositor, per bank.