Privacy Policy

Last updated: February 1, 2026

Prospect Technologies, Inc. ("Nano Wallet", "we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our website, mobile applications, and related services (collectively, the "Services"). Please read this policy carefully to understand our practices regarding your personal data.

1. Information We Collect

We collect information you provide directly, including: personal identification information (name, email address, phone number, date of birth), government-issued identification documents for identity verification (KYC), financial information (bank account details, transaction history), device and usage information (IP address, browser type, operating system), and location data when you use our mobile applications. We also collect information automatically through cookies, web beacons, and similar tracking technologies.

2. How We Use Your Information

We use your personal information to: provide, maintain, and improve our Services; process transactions and send related notifications; verify your identity and comply with regulatory requirements (KYC/AML); detect, prevent, and address fraud, security breaches, and technical issues; communicate with you about products, services, and promotional offers; comply with legal obligations and respond to lawful requests from authorities; and analyze usage patterns to improve user experience.

3. Information Sharing and Disclosure

We may share your information with: banking partners and financial institutions that facilitate our Services; identity verification and fraud prevention service providers; regulatory authorities and law enforcement agencies as required by law; professional advisors including lawyers, auditors, and insurers; and affiliated companies within our corporate group. We do not sell your personal information to third parties for marketing purposes.

4. Data Security

We implement industry-standard security measures to protect your personal information, including: AES-256 encryption for data at rest and TLS 1.3 for data in transit; multi-factor authentication for account access; regular security audits and penetration testing; independently audited infrastructure; and strict access controls limiting employee access to personal data on a need-to-know basis. Despite these measures, no method of electronic transmission or storage is 100% secure.

5. Data Retention

We retain your personal information for as long as necessary to provide our Services and fulfill the purposes described in this policy. After account closure, we may retain certain information for up to seven (7) years to comply with regulatory requirements, resolve disputes, and enforce our agreements. Transaction records may be retained longer as required by financial regulations.

6. Your Rights and Choices

Depending on your jurisdiction, you may have the right to: access, correct, or delete your personal information; object to or restrict certain processing activities; request data portability; withdraw consent where processing is based on consent; and opt out of marketing communications. To exercise these rights, contact us at [email protected]. We will respond to your request within 30 days.

7. Cookies and Tracking Technologies

We use cookies and similar technologies to: maintain your session and preferences; analyze site traffic and usage patterns; deliver personalized content and advertisements; and improve our Services. You can manage cookie preferences through your browser settings. Essential cookies required for basic functionality cannot be disabled. For more details, see our Cookie Policy.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place for international transfers, including Standard Contractual Clauses approved by the European Commission and compliance with applicable data protection frameworks. By using our Services, you consent to the transfer of your information to the United States and other jurisdictions.

9. Children's Privacy

Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly. If you believe we have inadvertently collected information from a minor, please contact us immediately.

10. California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act (CCPA), including: the right to know what personal information is collected, used, shared, or sold; the right to delete personal information held by businesses; the right to opt out of the sale of personal information; and the right to non-discrimination for exercising CCPA rights. To submit a CCPA request, email [email protected] or call our toll-free number.

11. European Privacy Rights (GDPR)

If you are located in the European Economic Area (EEA), United Kingdom, or Switzerland, you have additional rights under the General Data Protection Regulation (GDPR), including: the right to access your data; the right to rectification; the right to erasure; the right to restrict processing; the right to data portability; and the right to object. Our legal bases for processing include contract performance, legitimate interests, legal obligations, and consent.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of material changes by posting the updated policy on our website and, where required, by sending you an email notification at least 30 days before the changes take effect. Your continued use of the Services after the effective date constitutes acceptance of the updated policy.

Contact Our Privacy Team

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact our Data Protection Officer at:

[email protected]

Prospect Technologies, Inc. Attn: Data Protection Officer 548 Market Street, Suite 35000 San Francisco, CA 94104